Introduction

Garima Bikas Bank Ltd. was established by a group of enthusiastic, dedicated and successful professionals and entrepreneurs from different fields including business, teaching, engineering, doctors, banking, accounting, management etc. We are multicultural, multilingual members of our communities. Our rich diversity is our strength.

Garima Bikas Bank employees are approachable, personable and knowledgeable. We encompass an ever expanding range of business expertise and personal experience. We have a long history and our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage new communities. Throughout each change, our unwavering commitment to customer service has been our guiding principle.

  • Deliver wonderful banking service to its customers through state of the art technology.
  • Satisfy all the stakeholders with healthy and sustainable value creation.
  • To make our vision come true through professional integrity, corporate governance and regulating compliance
Our Journey

The bank was incorporated under Company Act on Shrawan 22, 2064 and acquired license from Nepal Rastra Bank to perform its financial transactions on Ashwin 24, 2064. The bank started its formal operations on Kartik 18, 2064 from Waling 3, Syangja. After the successful merger between Garima Bikas Bank Limited and the then Nilgiri Bikas Bank Limited, the bank upgraded to National Level on Ashadh 29, 2072. 

Present Scenario

The bank is now operating 121 branches and 51 ATMs throughout the country strategically placed for the convenience of customers.

Message from Chief Executive Officer


Garima Namaskar,

Welcome to the official webpage of Garima Bikas Bank Limited. From here, you can access all our information, facilities and digital services.

First of all, I would like to express my sincere gratitude to the all stakeholders, customers, shareholders, regulatory bodies and the employees of Garima Bikas Bank Limited for their contribution in making our bank as one of the best national level development bank of Nepal.

As we have very clear vision, i.e. 'Access to All', we are equally focused on providing qualitative banking facilities to all customers with the equal respect. As a result, our bank has consistently posted healthy growth in the balance sheet each year and will continue to do so further.

Thank You!!!

Mr. Govinda Prasad Dhakal

Vision, Mission & Objectives

We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.

Our Vision

"To be the leading development bank of Nepal by providing banking access to all".

Our Mission

To contribute the nation for the economic development, serve the customers by providing financial access and quality banking products and services, maximize the value of the shareholders' wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders.

Core Values

Integrity , Teamwork, Customer Oriented. Professionalism. Community focused.

Branch Inside Valley

  • Chabahil Branch
  • Dhungedhara Branch
  • Gatthaghar Branch
  • Gongabu Branch
  • Hattigauda Branch
View all

Branch Outside Valley

  • Attariya Branch
  • Babiyachaur Branch
  • Bagar Branch
  • Baglung Branch
  • Banepa Branch
View all

ATM Inside Valley

  • Gongabu Branch
  • Lazimpat Branch
  • Kalanki Branch
  • Newroad Branch
  • Kumaripati Branch
View all

ATM Outside Valley

  • Waling Branch
  • Galyang Branch
  • Sabhagrihachowk Branch
  • Putalibajar Branch
  • Mahendrapool Branch
View all
Current and Saving Deposit Products
S.N.Account NameMin. BalanceInterest Rate
1Current Account*5,0000
2Margin Account- GuaranteeN/A0
3Corporate Call5,000Up to 3.30%
4Financial Institution Call5,000Up to 3.30%
5Personal Saving 1006.60%
6Anibarya Saving-6.60%
7Bhabisya Surakchhit1006.60%
8Bal Bachat Saving Account
100
6.60%
9Senior Citizen Saving A/C
100
6.60%
10Home Employee Saving-6.60%
11Garima Nari Saving1006.60%
12Janakalyan Bachant Khata-6.60%
13Mero Share Bachat Khata
500
8.60%
14Super Saving5,0006.60%
15Remittance Saving Account1006.60%
16Staff Saving-6.60%
17General Savings Account5006.60%
18Public Saving1006.60%
19Social Development Account1006.60%
20Garima Shuva Lava Saving Acount10,0006.80%
21Garima Dampati Saving Account10,0006.80%
22Garima Sajilo Savings Account**1006.60%
23Foreign Remittance Saving Account**
1000
9.60%
24Sahara Bachat Khata1006.60%
25Sworojgar Bachat Khata
5006.60%
26Foreign Employment IPO Account
1000
9.60%
27Garima PMS Account-8.60%
Fixed Deposits
CategoryAccount NameTenureInterest PaymentRate 
IndividualFixed DepositBelow 1 YearMonthly/Quarterly/Maturity11.50%
Fixed Deposit
1 Year and AboveMonthly/Quarterly/Maturity
11.60%
Foreign Remittance FD Account**  Below 1 YearMonthly/Quarterly/Maturity12.50%
Foreign Remittance FD Account**
1 Year and Above
Monthly/Quarterly/Maturity
12.60%
Sunaulo Bhabisya Baal Nikcchep-Quarterly11.60%
Recuring Fixed Deposit-Quarterly11.60%
Garima Swornim Nikcchep yojana Quarterly11.60%
InstitutionsFixed DepositBelow 1 YearMonthly/Quarterly/Maturity9.50%
Fixed Deposit
1 Year and Above
Monthly/Quarterly/Maturity
9.60%

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  • Date
    २९ माघ, २०७७
    11th Feb, 2021
    02 Jestha, 2082
    May 15, 2025
    • Respected CEO sir handed over the computer to the Government school. 4 years ago
    • Garima Bikas Bank has successfully conducted one month long 'Financial Literacy Program' 2 years ago
    • Night safety belt distributed by Respected Ceo sir 2 years ago
    • Tree plantation program successfully organized by Garima Bikas Bank 2 years ago
    • 15 Days Auction Notice 2 years ago
    • 35 Days Auction Notice 2 years ago
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Garima Bikas Bank inked MOU with 'Aagantuk Resort'

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  • Garima Bikas Bank inked MOU with 'Aagantuk Resort'
पर्यटकिय गन्तव्य बनेपामा अवस्थित आकर्षक ‘आगन्तुक रिर्सोट’सँग हाम्रो बैंकले उक्त रिर्सोटले प्रदान गर्ने विभिन्न सेवा सुविधामा हाम्रा ग्राहकमहानुभावहरुको लागि छुट सम्बन्धी सम्झौता गरेको छौं । सम्झौता अनुसार हाम्रा डेविट कार्ड तथा मोबाईल बैकिङ्ग प्रयोगकर्ताहरुले रिर्सोटको रुममा २३% र फुड एण्ड वेभरेजमा १४% छुट पाउन सक्नुहुनेछ । 
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Latest Updates View All

  • Under presents of Chariman sir computer set has been provided under csr activity of the bank
    Sep 2, 2022
  • Garima Bikas Bank revamps Garima Smart mobile banking application into Digi Batuwa
    Jul 24, 2022
  • Garima Bikas Bank conducted various csr activity at two different location Kathmandu and Syangja
    Jul 13, 2022
  • Tree plantation program successfully organized by Garima Bikas Bank
    Jul 12, 2022
  • Garima Bikas Bank has handed over public awareness materials to traffic police officers
    Jun 30, 2022
  • Garima Bikas Bank has successfully conducted one month long 'Financial Literacy Program'
    Jun 15, 2022
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This is an official webpage of Garima Bikas Bank Ltd. From here, you can access all our information, facilities and digital services.

Garima Bikas Bank Limited - Head Office, Lazimpat, Kathmandu-02
01-4445424/25/26/30, 01-014545427/28 Call Center :01-5970179
info@garimabank.com.np
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