Internet Banking refers to the system that enables bank customers to
access accounts and general information on bank products and services through a
personal computer (PC) or other intelligent device. Internet banking service
connects you safely to your bank account anytime, anywhere. You may perform
banking transactions electronically without visiting the bank premises. Garima
online banking inhabits many of the banking activities which previously that
could only be performed by visiting the bank.
We provide following Internet
banking facilities:
- Account Statement
- Fund Transfer
- IPS Transaction
- IBFT Transaction
- Bill Payment
- Schedule Payment
- Manage Cheque Book
- Linked Accounts
- Report Messages
Transaction limit:
Internet Banking Transaction
Limits |
Amount |
Maximum Amount Per Transaction |
100,000.00 |
Maximum Amount Per Day |
2,000,000.00 |
Maximum Amount Per Month |
5,000,000.00 |
Maximum Transaction Count Per Day |
10 |
Tips for internet banking:
- Avoid using internet banking on
shared computers and public places like cafés, libraries, etc.
- Do not use public Wi-Fi while
transacting.
- Never disclose your login
passwords/NetSecure Codes to anyone.
- Do not reveal your account
information to telemarketer or tele-callers.
- Never reply to emails that request
personal and financial information.
- Ensure that your password in
alphanumeric in combination of capital and small letter and include special
characters to make it strong as far as possible.
- Make it a point to change your
internet banking password regularly.
- Every time you complete your
online banking session, log out and then shutdown.
- Check for the last login to your internet bankingaccount.
- Install firewall and anti-virus
software and update to help detect and disable malicious software.
- Disable the ‘Auto Complete’ function on your browser
- Ensure that the website is secured –– check for the green padlock in the URL and a valid SSL certificate.
- Get your mobile number registered
with the bank for real-time updates on your bank account.
- Do online money transfers
personally.
- Periodically check your transaction
history and balance.
9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth)9.00%
Less Than 2 Cr
Individual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite